Fixed Income

Corporate Fixed Deposit

A fixed deposit (FD) is a tenured deposit account provided by banks or non-bank financial institutions which provides investors a higher rate of interest than a regular savings account, until the given maturity date. The Following are Corporate Fixed Deposit.

Primary & Secondary IPO NCD’S/Bonds

Debenture/Bond is a medium- to long-term debt instrument used by large companies to borrow money, at a fixed rate of interest. The legal term "debenture" originally referred to a document that either creates a debt or acknowledges it.

Bonds/NCDS are primarily issued either by

Types of Bonds/NCDS

---

Mutual Fund

A mutual fund is an investment fund that pools money from many investors to purchase securities.

The benefits of mutual funds. Diversification at every dollar level. Sharing of investment expenses. Economies of scale and operational efficiencies. Easier to invest in specialized market sectors. Easy to access and track. Simplified portfolio management. Access to professional money managers.

Types of Mutual Funds

Equity (stocks) Mutual Funds

Fixed-income (bonds) Mutual Funds

Money market (short-term debt) Mutual Funds

Both stocks and bonds (balanced or hybrid funds) Mutual Funds

Every mutual fund is designed to spread around risk while capturing wider market gains. Some types of funds carry a higher amount of risk than others, but also higher potential rewards. Here’s a more detailed look at the most common types of mutual funds.

---

Insurance

Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to repay another party in the event of a certain loss, damage, or injury.

Types of Insurance